1095c reporting service

Do you want a 1095/1094 solution that does all the heavy lifting? If so, you’re in luck!

Smart1095 is a secure and painless way to create 1095-C forms. Smart1095 only requires 18 data elements (insured plans) which is much less than any other platform. From start-to-finish, outsourced clients can get their forms in just a few days.  SaaS clients can literally create their own forms in 30 minutes after their employee data template is populated.

Smart1095 fits your needs. If you’re looking to outsource your 1095-C forms and your 1094-C filing you’ve come to the right place. Alternatively, if you like to be in complete control, Smart1095 is available as a SaaS solution.

It’s important to note Smart1095 is also a risk mitigation tool and has Quality Assurance (QA) embedded in its architecture. Rather than exchange data back and forth with your vendor, Smart1095 validates your data within seconds of uploading it (SaaS only). Quality Assurance (QA) metrics, such as expected number of recipients and number of line 14 Offer of Coverage codes are created real-time which will provide you with the requisite internal controls; “Numbers” people such as CFOs, Auditors and Payroll Professionals love this feature! Our QA metrics will be sent to you in a pdf for your review before we produce your forms.  Our QA metrics (think – audit trail) will come in real handy in the event you’re audited by the IRS.

Getting Started With Smart1095

Getting started is easy! If you’re an outsourced client (we do the work), you simply need to complete our Discovery Form and complete our Template. Our User Guide will further ensure that your data will be perfect the first time you send it.

Get Started

If you’re a SaaS client (Software-as-a-Service) you’ll need to complete our Discovery Form and complete our Template. Once we receive your completed Discovery Form we will provide you with a user ID. SaaS clients also require a down payment for additional services, such as forms mailing, e-filing and/or priority support.

If you have any questions please email us at Support@Smart1095.com. We appreciate your interest, thank you!


SaaS Clients – Please Continue Reading

Login & Next Steps

Once you log in you will notice the following 7 tabs across the top of the page:

  1. Profile – high level employer information
  2. ACA Details – Characteristics about your plan which help determine Part II. information
  3. Plan Details – Attributes of the health insurance plan
  4. Upload – Employee data (only 18 fields required for insured plans)
  5. Metrics – Embedded quality assurance which provides internal controls
  6. Plans – 3 different ways an employer can contract with us
  7. Forms Ready – 1095-C forms, 1094-C (if selected) and a 1095-C data file

These tabs indicate where you are in the process.

Before you create your 1095-C forms you will need to gather high level information about your employer and the health insurance plan(s) as well as employee information.  Required information follows.

Employer Information

The following type of information is required: Employer name, legal address, EIN, primary contact name, primary contact telephone, primary contact email address and number of FT employees by calendar month.

Benefit Plan Information

The following type of information is required: whether or not the plan meets Minimum Essential Coverage guidelines, whether or not the plan is Minimal Value, if the plan is offered to all members of the family, the lowest cost monthly premium for single only coverage, health insurance carrier, plan type , plan start month, number of days in the waiting period and when benefits terminate (day of termination, end of month).

Employee Data

We only require 18 pieces of commonly available employee data for insured plans.  A few additional fields are required for self-insured plans.  More specifically, for each active and inactive calendar year 2016 ACA eligible employee we need: Full name, legal address, employee ID, social security number, job status, union status, marital status, dependents, hire date, termination date, rehire date, benefits offer date, benefits start/stop dates, waiver start/stop dates and COBRA start/stop dates.  Optional information includes business unit, department, job title, email address and telephone number.  Please note while some of these fields are not needed to produce the 1095-C form, we utilize that information as part of our QA process.

Please refer to our template for details.

Get Started